Back-to-School Shopping on a Budget

Introduction

Summer is winding down, and back-to-school ads are everywhere. Between notebooks, backpacks, clothes, shoes, and maybe a new laptop, costs can add up quickly. Families spend hundreds of dollars per student on back-to-school shopping each year. With a little planning, you can get everything you need without breaking your budget.

Take Inventory First

Before buying anything, check what you already have from last year. Many supplies, like binders, calculators, and backpacks, can be reused. Go through your closet and see which clothes still fit and which you actually need to replace. You might be surprised how much you can skip buying.

Make a List and Set a Budget

Write down exactly what you need, using your school's supply list if there is one. Set a total budget and stick to it. Separate needs, like notebooks and a calculator, from wants, like a trendy new backpack. Buying the needs first keeps you from running out of money.

Shop Smart

Many states have sales tax holidays in August, when school supplies and clothes are tax-free for a few days. Compare prices online and in stores, and look for student discounts on laptops and software. Buying store-brand supplies or shopping at discount stores can save a lot. Thrift stores are great for clothes too.

Conclusion

Back-to-school shopping is easier on your wallet when you take inventory, make a list, and set a budget. Taking advantage of sales tax holidays and discounts can stretch your money further. Start the school year organized and financially smart. Have a great school year!